Lending - Tommy Quinn

PRE-APPROVAL

Facts & Helpful Tips

Getting pre-approved is an important first step. It helps you understand what you’re comfortable spending and keeps you from falling in love with something that doesn’t quite pencil out. Below are a few lenders I’ve worked with many times and trust. I’ll stay involved throughout the process and help keep everything moving smoothly.

Mortgage Services

I am your trusted advisor in all aspects of the home-buying process. The Coldwell Banker^® brand’s affiliations with trusted primary service providers ensure that you receive complete assistance from beginning to end. We have connections with mortgage companies across the country, featuring incredibly low rates, fantastic customer service and a fast, simple process.

My Trusted Lenders

Kevin Long

VP Guaranteed Rate Affinity

C. 415-297-2386
E. kevin.long@grarate.com
NMLS# 210620

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Holt

Ruth Holt

Loan Consultant (habla español)

C. 707-889-2100
E. loansbyruth@gmail.com
NMLS# 1392018

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Anthony Ratto

Loan Consultant (hablo español)

C. 415-419-1266
E. aratto@calmtg.com
NMLS# 1619639

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The Move Meter^® lets you compare locations based on living affordability, average home prices and other important factors.

For 12/23/2025

30 Year Fixed	6.375%
15 Year Fixed	5.625%
7/6 ARM	6.625%

For general informational purposes only. Actual rates available to you will depend on many factors including lender, income, credit, location, and property value. Contact a mortgage broker to find out what programs are available to you.

Mortgage calculator estimates are provided by Coldwell Banker Real Estate LLC and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.

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